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One way you can cleverly deduct your property enchancment funds is to roll it into your mortgage while you buy a home. This may not seem like the most genius plan; you are still paying for the price of repairs, in spite of everything, and getting an even bigger mortgage to cowl those repairs means you will be paying more in interest. But remember that in the event you itemize your deductions , you possibly can write off the price of your mortgage interest payment. Add the cost of enhancements to your mortgage, and that write-off can increase.
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